You are able to select that loan quantity between ?1,000 to ?5,000 with 118 118 cash. They are quick unsecured loans with a choice of trying to repay over one year, 18 months or 24 months. The option that is best will change dependent on your own personal needs therefore we tend to be more than happy to go over these alternatives with you.
How do you use?
We make the application process as facile as it is possible for you personally, to help you apply online. This can be a process that is secure avoids you fretting about lost applications when you look at the post, or your individual details sitting in someone’s office in-tray for many to see. It means the application can be made by you is likely to time.
If you’d like any assistance through the online application procedure, the 118 118 cash Lending Team can be acquired 24/7on 08000 118 000/02920 893300.
Exactly just What do i have to use?
You will find four primary parts to accomplish through the online application: information on the mortgage about you your income bank details.
The knowledge we will ask you for should include:
• cell phone number • e-mail address • Home address • work history • web month-to-month income • Outgoings • Bank details
How online installment loans kansas come you will need my banking account details?
We ask for the bank-account details to be able to understand where you can deposit your loan, and where you can gather your monthly payments by direct debit. Having this information right away somewhat increases the application form procedure and cuts management time and expenses.
Are my private information and debit card details safe?
Be confident your individual information is safe with us. We maintain strict real, electronic, and procedural safeguards to help keep your information that is personal secure conformity with your privacy.
No, you’ll be pleased to understand there aren’t any nasty management or application charges for 118 118 Money loans.
Can I submit an application for that loan and get money over the weekend?
Yes. The advantage of online applications is you can easily use at any right time convenient to you personally. We processes applications and send funds 7 days a week. In the event the application is processed and authorized at night, you might not get funds before the following day.
My credit history is not great, am I able to still use?
Yes! Today, not many individuals have a fantastic credit rating when you can show security and show that the month-to-month repayments are affordable then we could assist.
Into the meantime, take a look at our top tips on enhancing your credit history.
How can I always check my credit file?
You will get your credit file online from any certainly one of three credit guide agencies in the united kingdom the following:
You should check your credit history as much as you want plus it won’t impact your credit rating or credit score. Some credit history companies provide 30-day free trials but see the termination terms or you might get stuck paying for a study you only need certainly to always check occasionally.
Exactly What documents shall i get before my loan agreement?
Before delivering you your contract, we’ll send you information that is pre-contractual with a reason sheet. This may provide you with information that is important you to definitely think about with regards to your loan just before signing your loan agreement.
Will we get a remedy right away once I apply online?
You’re not only quantity so our decision won’t be instant but we’re going to come to a decision as fast as we could for you personally. Please don’t forget to complete the application that is entire and carefully browse the papers we email you.
How will you decide if my application is prosperous?
All of it boils down to your capability to settle the mortgage according to that which you inform us, how good you’ve handled credit before, your profile that is financial exactly what the credit reporting agencies inform us. It’s in your most useful interest to accomplish the application form as accurately as you are able to.
We appreciate that maybe perhaps not many individuals have actually a perfect credit history but whenever you can show security and show that the month-to-month repayments are affordable then we are able to assist.
Will your choice be afflicted with the thing I utilize my loan for?
Generally not very. We’re thinking about understanding why you may want that loan, however you can use the amount of money you want.
How to check up on the status of my application for the loan?
You can easily contact us at anytime on 08000 118 000/02920 893300*.
If my application for the loan is refused, could I take to once more?
Yes. When your circumstances that are financial, we welcome one to re-apply after 180 times. Just before do this we advice checking your credit file once more and just about every other details which will have effected the job to start with. Again, please feel free to e mail us before reapplying to go over how your position have changed.
So what can i actually do if I’m unhappy together with your loan choice?
You believe wasn’t taken into consideration at the time of your original application, please get in touch if you have any additional information. We’ll then review this given information and tell you our decision.
If my application for the loan is accepted, may I change my head?
Of course – even with your loan is authorized, you’ll have actually 2 weeks to withdraw from your own credit contract. Simply let us know – either by writing to us at 118 118 cash, 3 Alexandra Gate, Ffordd Pengam, Cardiff, CF24 2SA or by phoning us on 08000 118 000/02920 893300*.
Keep in mind that you’ll need certainly to return not merely the funds you’ve lent but in addition any interest that is daily has accrued.
Can the loan is reduced by me quantity that i do want to borrow?
Yes, the loan can be reduced by you quantity anytime throughout the application procedure, supplying the loan have not been already deposited. E mail us on 08000 118 000/02920 893300* if you’d like in order to make any noticeable modifications to the job.
Just how long can it simply just take until I get a 118 118 Money loan?
We try to deposit cash in 24 hours or less of loans being qualified. It as quick as a payday loan but at a much better rate and with much nicer payment terms so you can often get.
From us just to confirm a few details if you are approved you’ll get a welcome call. We aim to deposit the funds directly into your money the moment we’ve finished the call, therefore make sure that your contact information are proper in the application!
Where am I able to get advice that is financial?
Then we suggest the Debt Counsellors Charitable Trust, Money Advice Service and the National Debt line if you seek further financial advice.
(*08000 118 000 is free of British landlines. Telephone Calls off their systems and mobiles can vary greatly. 02920 893300 is charged by the provider as a uk nationwide quantity. )